Hmm...
"By selecting 2048-4096 kB and unchecking the "Run FFTs in-place" checkbox, providing the maximum amount of RAM free in the system, the program tests the memory and the chipset."
"This is because Prime95 is designed to subject the CPU to an incredibly intense workload, and to halt when it encounters even one minor error, whereas most normal applications do not stress the CPU anywhere near as much, and will continue to operate unless they encounter a fatal error."
It looks like memtest is more suited to the task as you say however.
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