If I were starting out today, I'd go for the Behringer 4 in / 4 out $100 interface, and an inexpensive multipatterm condenser mic, such as the Studio Projects B3. People tend to keep mics a lot longer than any other type of gear, except maybe instruments, so it's worthwhile starting with a better one than a 57 or 58. It also avoids that "sameness" in all your tracks that you get with a limited freq response mic like the Shures.
The price difference on the interface doesn't reflect a quality difference; the sound quality difference between the Focusrite and the Behri will be indistinguishable to "new ears" and likely to trained ears as well.
Something to consider also is a midi port on the interface. You might not be ready to use it for a while, but eventually you'll likely wish you have one.
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